SCSS- Senior Citizens Savings Scheme
Age 60+ only5 years8.46% eff.
Total invested
₹1,00,000
Total interest
+₹41,000
Paid out quarterly
Total received
₹1,41,000
Compare schemes
Like-for-like comparison: one-time deposits against each other, regular savings against each other, ranked by effective yearly return.
Comparison tool
1 lakh
Fixed-tenure schemes keep their own term.
Growth over time
TD- National Savings Time Deposit
5 years7.71% eff.
Total invested
₹1,00,000
Total interest
+₹44,995
Maturity amount
₹1,44,995
MSSC- Mahila Samman Savings Certificate
Women & girls only2 years7.71% eff.
Total invested
₹1,00,000
Total interest
+₹16,022
Maturity amount
₹1,16,022
NSC- National Savings Certificate (VIII Issue)
5 years7.70% eff.
Total invested
₹1,00,000
Total interest
+₹44,903
Maturity amount
₹1,44,903
MIS- Monthly Income Scheme
5 years7.66% eff.
Total invested
₹1,00,000
Total interest
+₹37,000
Paid out monthly
Total received
₹1,37,000
KVP- Kisan Vikas Patra
115 months7.50% eff.
Total invested
₹1,00,000
Total interest
+₹99,985
Maturity amount
₹1,99,985