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MSSCWomen Savings
Mahila Samman Savings Certificate
Current interest rate
7.5% p.a.
Rates valid for Q3 2026-27 (Oct-Dec)
A one-time savings scheme for women and girls offering an attractive interest rate with partial withdrawal option.
Key details
- Minimum deposit₹1,000
- Maximum deposit₹2,00,000
- Tenure2 Years
- CompoundingQuarterly
- Tax benefitsNone
Features and benefits
- Partial withdrawal allowed after 1 year
- No age limit
Tax & inflation view
Tax regime
- Tax saved via 80C (total)
- ₹0
- Tax on interest
- -₹6,409
- Post-tax value
- ₹2,25,635
- In today's money
- ₹2,04,658
Estimate only. Excludes surcharge and cess; interest is taxed in the year it accrues.
MSSC calculator
2 lakh
₹1K₹2L
Duration (years)
2 years Fixed tenure
Total invested
₹2,00,000
Total interest
₹32,044
Maturity value
₹2,32,044
Year-by-year growth
| Year | Opening | Deposit | Interest | Closing |
|---|---|---|---|---|
| 1 | ₹0 | ₹2,00,000 | +₹15,427 | ₹2,15,427 |
| 2 | ₹2,15,427 | — | +₹16,617 | ₹2,32,044 |
Maturity value · 2 years
₹2,32,044
Total interest
+₹32.04K