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Terms of Service

Last Updated: October 3, 2026

1. Acceptance of Terms

By accessing and using the "DakNivesh" app, you accept and agree to be bound by the terms and provisions of this agreement.

2. Not Financial Advice

The calculations, information, and tools provided in this app are for educational and informational purposes only. They do not constitute professional financial advice. Always consult a certified financial advisor before making any investment decisions.

3. Accuracy of Information

While we strive to provide accurate and up-to-date information regarding scheme interest rates and calculations, we make no warranties or representations as to the accuracy, completeness, or reliability of any information on the site. Interest rates and scheme terms are subject to change by the government.

4. Affiliation

DakNivesh is an independent tool and is NOT affiliated with, endorsed by, or in any way officially connected with India Post, the Ministry of Finance, or any government entity.

5. Use of Application

This app is provided "as is," without warranty of any kind. You agree not to misuse the app or use it for any illegal or unauthorized purpose.